Sanlam Investment Management Inflation Plus Fund (Tax Free)



Summary

This is a flexible asset allocation fund which aims to deliver smooth, positive real returns (adjusted for the effects of inflation) targeting CPI + 4% over a rolling 3 year period. The fund is managed in accordance with Reg. 28 guidelines, although this is not a stipulation in the investment policy of supplemental deed.

Quick facts (as at 30 April 2019)

Fees (Incl VAT) 1.15%
Risk Profile Cautious
Portfolio Size R 13 281.8 million
Average growth per year 9.82%
Launch Date 01 Apr 1999
Fund Classification SA - Multi Asset - Low Equity
Minimum Investment Amount Lump sum: R10,000 | Monthly: R500
Total Expense Ratio (TER) 1.24%

Performance

Annualised Total Return as at 30 April 2019 on a rolling monthly basis
  Fund (%) Benchmark (%)
1 year 7.72 8.39
3 year 6.81 8.75
5 year 7.62 8.99
10 year 9.82 9.21
Annualised return is the weighted average compound growth rate over the period measured
Highest and lowest annual returns over 10 years/since inception
Highest Annual % 14.43
Lowest Annual % 5.84

Illustrative Cumulative Growth of an investment of R100

Source: Morningstar Direct
Sanlam Investment Management Inflation Plus Fund (Tax Free) CPI + 4%

 Graph Disclaimer

This graph illustrates how an investment of R100 would have grown had you invested for the time period displayed. Like everything in life, all investments can change and come with some degree of risk. That’s why we need this disclaimer, to tell you that past performances are not necessarily a guide to future performances, and that the value of investments/units/unit trusts may go down as well as up. The performance shown by this graph happened in the past and is not guaranteed. The performance is calculated by taking into account initial and ongoing fund manager fees and assumes that you reinvested all the income earned by the fund over this period.

The other line on the graph is for the performance of the designated benchmark of the fund – normally either an index or other funds in the industry that are comparable to the fund you’ve chosen.

The Manager has the right to close the portfolio to new investors in order to manage it more efficiently in accordance with its mandate. The actual fund performance can be viewed on the Minimum Disclosure Document. Annualised return is the weighted average compound growth rate over the period measured.

Fund profile: Cautious

Conservative Moderate Aggressive

Asset Allocation

2.73% Bonds 0 - 3 years
1.23% Bonds 12+ years
3.01% Bonds 3 - 7 years
2.25% Bonds 7 - 12 years
48.89% Cash and Money Market Assets
13.63% Equities
0.52% Equity Collective investments
1.39% Inflation Linked Bonds
24.79% International Assets
0.02% Preference Shares
1.54% Property

Top Holdings

Naspers -N- 5.91%

Anglos 1.21%

Sasol 1.14%

FirstRand / RMBH 1.13%

Stanbank 1.11%

BTI Group 1.00%

MTN 0.71%

Implats 0.64%

BHP GROUP PLC 0.64%

Sanlam 0.58%

Fees

Our smart online system is working to make investing more profitable for you. The management fee you pay is based on the fund selected and calculated on your total contributions, and then applied to the overall value of your portfolio.

Your investment will NOT charge the following fees:

  • No initial account set-up fees – usually charged at 2%.
  • No switching fees
  • No exit fees
  • No account changes fees
  • No rebalancing fees
  • No commissions
  • No debit order fees
  • No fund manager rebates

So you’re only charged the relevant fund-management fee

  • Total Annual Fee: 1.15%

Portfolio Manager

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Natasha Narsingh

She is highly experienced in a wealth of investment areas. She's been a Resources Analyst, Asset Manager, Portfolio Man- ager and Head of Resources/Mining, among other equally impressive things. She also completed an MBA in 1997, taking top honours in Investments and Portfolio Management, Human Resources and Advanced Industrial Relations. But, before all of that, Natasha was a scientist. She has a BSc in chemistry and spent time working in the Engineering Faculty at the University of KwaZulu-Natal. Yes, engineering! Over and above managing the Sanlam Investment Management Managed Funds, Natasha is the Head of Absolute Return.

SIM and Satrix

More about Sanlam Investment Management:

Sanlam Investment Management is the local active asset management house within Sanlam Investments. When choosing a fund managed by us, you have on your side one of SA’s largest and most reputable, risk conscious investment teams, consistently meeting or exceeding our benchmarks. Sanlam Collective Investments has appointed SIM as the asset manager for its unit trust funds, catering for the full spectrum of risk profiles.

More about Satrix Managers:

Satrix, pioneers in the passive management space are now fully owned by Sanlam. It was the first to market with a passive solution and recently launched SA’s first smart beta multi-asset fund. The Satrix range is Sanlam’s answer to the growing demand for low-cost investments with a predictable index-linked outcome.

Disclaimer

Sanlam Collective Investments (RF) (Pty) Ltd and Satrix Managers (RF) (Pty) Ltd, a registered and approved Manager in Collective Investment Schemes in Securities. Collective investment schemes are generally medium- to long-term investments. Past performance is not necessarily a guide to future performance, and that the value of investments / units / unit trusts may go down as well as up.

A schedule of fees and charges and maximum commissions is available from the Manager on request. Collective investments are traded at ruling prices and can engage in borrowing and scrip lending. The Manager does not provide any guarantee either with respect to the capital or the return of a portfolio.